Flex Card Allowance for Additional Dental, Vision, and Hearing: A $600 allowance will be loaded to your Flex Card and can be used to help reduce your out-of-pocket expenses for dental, vision, and hearing services. Any unused benefit dollars will expire at the end of the year. This benefit is not a replacement for dental, vision, or hearing benefits and is designed to help offset certain expenses and will not cover cosmetic procedures or expenses. This allowance is shared among Dental, Vision, and Hearing out-of-pocket expenses. (Refer to the policy for more information and a complete description of these benefits.)